L'Oreal USA Federal Credit Union
To learn more about our Premier Banking
click here!
or see our Printable Forms page for more details.
Holiday Schedule
The following days the
Credit Union will be closed:
January 1, 2013
January 21, 2013
February 18, 2013
May 28, 2013
July 4, 2013
September 3, 2013
November 22, 2013
November 23, 2013
December 24, 2013
December 25, 2013
December 31, 2013 |
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Spring Auto Loan Sale
1.99% APR 36 months
2.99% APR 48 months
3.99% APR 60 months
4.99% APR 72 months
Spring into Spring with a new vehicle financed by your Credit Union at our low sale rates.
You can apply online, fax us your application to 732-574-9148, or call and we’ll take your application over the phone. Even if your credit score is less than perfect our rates will beat other
lenders. We will also beat any unsubsidized rate offered by other lenders. In addition, to the above great rates your Credit Union can provide you with the
following:
- Extended Warranties - we can save you a lot of money purchasing your extended warranty from the Credit Union at a price well below what others charge.
- Buying Service – we can help you buy your vehicle at a very low price without having to haggle with dealers. Simply obtain a pre-approved low rate loan from your Credit Union and then go to a dealer to purchase your vehicle.
- Gap Insurance – we also offer low cost Gap Insurance as part of your financing.
- Pay Loan with Payroll Deductions – you can pay your loan conveniently by having your payment conveniently made via your Credit Union account each month. What could be easier.
To qualify for the above low rates you must have a good credit history, low debt ratio, and repay your loan via direct deposit or payroll deductions. Rates for other members are higher but are normally well below what the other lenders offer. Co-maker may also be required.
New Mobile Phone App
Try our great new free iPhone App on the Apple App Store called L’Oreal USA FCU Mobile Banking. For Android users simply sign onto the internet on your mobile phone at lorealusafcu.com/mobile. Your user name and passwords are the same ones you use now to access our home banking info on your PC.
You can do the following on both your iPhone & Android smartphone:
- Account Balances - you can check all your account balances, and review all your transactions. You can even view a copy of your paid check on your cell phone
- Transfers – you can make transfers between all of your accounts.
- Bill Pay – you can pay all of your bills any time you like.
- Location of Office – you can find the exact location of our Clark office.
- Loan Rates – you can check out our current loan rates.
- ATM Locations – you can find the nearest surcharge free ATM and get directions to the ATM.
- Applying for a Loan – under development is the ability to apply for a loan right on your smart phone
We think you will really love to use your smartphone to access home banking and use our other services. If you have any questions about this great new service give us a call at 732-499-6679.
The Credit Union now offers discount Great Adventure tickets,
contact the Clark branch for more information.
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