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Current Loan Rates

Rates as of April 1, 2020

To qualify for these rates you need a good credit history, low debt ratio, and repay your loan via direct deposit/payroll deduction. Co-maker may also be required. Higher rates for other borrowers.

SHARE SECURED
Description	Amount/ Term	REGULAR APR*	PREMIER APR*	Availability
Fully secured loans- use your savings as collateral and receive our lowest rate possible.	Any amount	2.50%	2.50%	Receive funds in as little as 24 hours!
NEW / used VEHICLE LOANS
Description	Amount / Term	REGULAR APR*	PREMIER APR*	Availability
Purchase or Refinance a new or used auto loan with us for a lower rate!	Any amount Up To 3 Years	Starting at 1.99%	Starting at 1.99%	Payoff or check can be processed within 24 hours
	4 To 5 Years	Starting at 2.99%	Starting at 2.99%	Payoff or check can be processed within 24 hours
USED VEHICLES
Description	Amount / Term	REGULAR APR*	PREMIER APR*	Availability
	Up To 3 Years	Starting at 1.99%	Starting at 1.99%	ï¿½Payoff or check can be processed within 24 hours
	4 To 5 Years	Starting at 2.99%	Starting at 2.99%	ï¿½Payoff or check can be processed within 24 hours

Description	Amount / Term	REGULAR APR*	PREMIER APR*	Availability
				ï¿½
Personal Unsecured Loans
Description	Amount / Term	REGULAR APR*	PREMIER APR*	Availability
Funds can be used for major purchases, home improvement and more	$5000-$20000 Max 60 months	Starting at 8.99%	Starting at 8.99%	Receive funds in as little as 24 hours!
DEBT CONSOLIDATION
Description	Amount / Term	REGULAR APR*	PREMIER APR*	Availability
Pay off high interest debt into one low monthly payment.	$5000-$20,000 Max 60 months	Starting at 8.99%	Starting at 8.99%	We pay your bills for you- within 7 business days.
OVERDRAFT CHECKING
Description	Amount / Term	REGULAR APR*	PREMIER APR*	Availability
Use as overdraft protection, instead of relying on credit cards	$500-$5000 Revolving	Starting at 13.99%	Starting at 13.99%	Line can be placed on your account in as little as 24 hours!
HOME EQUITY
Description	Amount / Term	REGULAR APR*	PREMIER APR*	Availability
Home Equity	5 Year Fixed Rate	Starting at 4.00%	Starting at 4.00%	Upon closing.
Home Equity Line of Credit	$10,000- $60,000	Prime (prime plus .75%)	Prime (prime less .65%)	Upon closing or as applicable
Loan Calculators» Apply For A Loan»

*APR means Annual Percentage Rate
All loans subject to credit approval
Rates subject to change without notice
To qualify for these low rates you must have a good credit history, low debt ratio, and repay your loan via direct deposit/payroll deductions. Rates for other members may be higher.
Comaker may be required