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Consolidate Your Debt

Free Annual Credit Report:
You may not be aware, but everyone is entitled to a free annual credit report from each of the three nationwide consumer credit reporting companies: Experian, Equifax and TransUnion, in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).

AnnualCreditReport.com offers consumers a fast and convenient way to request, view and print their credit reports in a secure Internet environment. They also provide options to request reports by telephone and by mail.

For more information or to request your credit report, visit: www.annualcreditreport.com

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Juggling multiple high-interest rate debts can be costly and stressful.
Consolidating those debts with a Personal Loan offers a fixed plan to help you pay down your debt with:

  • A lower, fixed interest rate
  • A single fixed monthly payment
  • Fast credit decisions
  • No collateral required

At the end of the loan term, if you've made your payments and not taken on any new debt, you will be debt-free

How soon could I be debt-free?

Let's look at an example:

If you have $10,000 in high-interest debt and you consolidated it with the L’Oreal USA Federal Credit Union at 9.99% APR, you could be debt-free in 5 years by paying just $213 a month.

Starting loan amount: $10,000
Monthly payment: $213
APR: 9.99%
Loan term: 5 years

Equal Housing Lender     NCUA
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